Savings and Money Markets


The Simplicity of Savings



Life never stands still, and at Citizens First Bank, we are here to make saving for the things you want convenient. Your trusted bankers are available to answer questions and help you choose and open an account that will help you reach your savings goals.

Whether you are saving for the unexpected or just want to put your money to work in an interest-bearing account, we have a range of solutions to meet your needs.


Call us at 706-291-9772



Personal Savings Accounts

Save for just about anything—vacations, your first home, holiday shopping

Money Market Accounts

Earn interest without sacrificing access to your funds. Options vary based on the balance you think you will maintain.

Certificates of Deposit (CDs)

A low-risk, fixed-rate option. Choose from several terms.

Individual Retirement Accounts (IRAs)

Start saving for a more secure retirement


All accounts are subject to approval.