Home Equity Lines of Credit


Home Equity Lines of Credit



Our most popular way to borrow for important needs.


Wondering how to finance home renovations or college tuition, or to pay off high-interest-rate bills? Consider taking advantage of the accumulated equity in your home through our Home Equity Line of Credit.

We offer several equity line plans, so there's bound to be one that's right for you. They all share these advantages:

 No annual fees.
 No /reduced closing costs.*
 Ease of use: Just make purchases with your Visa Platinum Home Equity Line Card, write a check or transfer money into your checking account.
 Tax deductibility: In most cases, the interest you pay on your credit line is tax-deductible.**
 Discounts: Your Home Equity Line relationship with us may qualify you for our Preferred Checking Account with a waived monthly maintenance fee, along with discounts on other bank services. Ask us for more details.
 Convenience: You can use your line of credit over and over again. There's no need to keep applying for a new loan.

You'll like the competitive rates and payment options that make this credit line so affordable. And you'll work with local people who make local decisions - so the whole process is faster and easier.


Personal Line of Credit



When you'd rather borrow on your name, not your home.


Use this all-purpose credit line to pay for planned expenses, or simply as an emergency reserve. You'll have easy access to substantial cash resources without tying up the equity in your home.

All loans and lines of credit are subject to approval

* Please contact the nearest banking office for specific product information

Early termination fee may apply.

**Please consult your tax advisor.